Compoundrix
For Mac and iPhone
A ledger you own.Every figure traced to its transactions.
Compoundrix keeps your accounts, investments and property in one ledger on your own devices. Net worth, cash flow, savings and the road to financial independence are each computed from the entries you can open — nothing is estimated behind your back. With Pro, the same ledger syncs between your Macs and iPhones through your own iCloud.
Not just how much. Where it came from.
Net worth is one number on every screen, to the cent. Provenance takes it apart: how much you earned and kept, what your savings paid you, what you brought in from outside, and what the market added on top. The parts add up to the change — exactly.
- Earned from work
- Passive income
- Brought in
- The market
- Click a band and see the entries inside it. No figure without its source.
- Choose which accounts count, and every report follows the same choice.
Everything you hold, in one ring.
Shares, funds, crypto, cash in any currency and the house — each slice the size of what it is worth today, converted to your base currency on the day. What you hold, less what you owe, is the net worth every other screen prints.
Held · owed · net worth. Prices fetched daily; exchange rates from the European Central Bank.
- Unit-based holdings: a broker statement in shares is a valid balance.
- A benchmark line on Net worth shows what the same money would have done in an index.
One FI number, and an honest road to it.
What came in, what went out and what was left over, month by month. A savings rate measured the same way everywhere. One financial-independence figure — your spending, times twenty-five — and the progress towards it, with projections you can check line by line.
Cash Flow
Income, spending and what was left, with the mortgage counted as money going out.
Savings
What you saved each month and the twelve-month rate, so one odd month does not set the tone.
FI progress
Net worth against the FI number, Coast FI, and the date the projections put it at.
Spending by category
Where the money goes, by category and by counterparty, for any period you choose.
Year over Year
This year against the last, line by line, so a change has a name.
Returns
Money-weighted return, cost basis, realised and unrealised gains, when you want the detail.
A statement balance becomes an entry.
Type in what the bank or the broker says you hold on a date. Compoundrix compares it with what your transactions add up to and books the difference as an entry of its own — in the ledger, where you can see it. Import the missing transactions later and the difference shrinks until it disappears.
- A gap on a bank account is drift, filed where you will notice it.
- A gap on an investment can be booked as the market's, and lands in the market band.
- Splits, tags, transfers across currencies and assets.
Bring your history. Leave the duplicates out.
Compoundrix reads the files your bank already gives you: CSV exports, Excel workbooks, PDF statements, even a table copied to the clipboard. It works out the columns, shows you a preview, and marks every transaction it already has before anything is written.
- Transactions already in the ledger are marked as duplicates before you commit, transfers included.
- Categories and counterparties suggested from what you did last time — never decided for you.
- Export any chart's series as CSV, the whole ledger as a workbook with live formulas, or a copy of the file itself.
The same ledger, in your pocket.
A small, calm companion: the figures that matter, a quick way to add a transaction, and the core reports — each computed by the same code the Mac uses, so both say the same number. On its own it is a free ledger; with Pro it syncs with your Mac.
There is no Compoundrix server.
Your ledger is a file on your device. Sync goes through your own iCloud, not ours — we have nothing to read.
On your device
One SQLite file, backed up automatically every day and before anything irreversible — on the Mac, to a folder you choose.
In your iCloud
With Pro, your entries travel through your private iCloud database, their contents encrypted by CloudKit.
No tracking
No accounts to create, no analytics, no ads, no bank logins. Prices are fetched by ticker symbol, and nothing else.
Yours to take
Export to CSV or a spreadsheet at any time, or copy the ledger file itself. Read the privacy policy.
Free to use. Pro to sync.
The ledger is free on each device. Compoundrix Pro is one subscription that covers every Mac and iPhone you sign in to.
Compoundrix
Free
On Mac and on iPhone
- The full ledger on one device
- Every report, checkpoints and projections
- Import, export and automatic backups
- Prices fetched daily
Compoundrix Pro
€2,99 a month or €29,99 a year
First month free. Auto-renewing subscription, billed by Apple
- Everything in Free
- iCloud sync between all your Macs and iPhones
- One purchase, every device — buy on either
- Cancel at any time in your Apple Account
Family Sharing included. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. Manage or cancel it in your Apple Account settings. See the Terms of Use and the Privacy Policy.